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[虚拟币交流]
交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？（转载）
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昨天聊了交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？ ' \& v! k) ] N$ b% Y! ^. L
有没有让B端（商家）赚钱，用户安全交易的模式？能照顾到所有散户、大户的安全出U方式？
' H4 m7 q) B7 w1 G' Y8 G6 [这时候U卡成功推出，最开始由paytend公司推出的万事达U卡就解决了行业痛点，这个U卡是1.0版本，功能主打就是充U进卡里，全球ATM机可以取现。
% r ~3 i" r- a4 p6 j! D( P本来这是一个划时代的产品，非常牛逼了，解决了行业痛点。
& \4 G! I5 g) t' H% ~但是公司管理混乱、代理商乱宣传、公司私自暂停推广佣金、没有客户服务、充U不到账客服什么都不懂，没有人处理问题，导致没人愿意跟他玩了。 $ I$ _' V! y- v' g# w. a! ~0 y/ \1 ?
而现在，各大竞争对手的U卡纷纷出市，包括火必前段时间就宣传过推出自己的品牌，虚拟卡做得比较好的就是depay了，但是这是虚拟卡，绑定支付宝很容易被风控，这不是严格意义上的U卡，大额也不能安全变现。 1 T& l$ C" L1 i9 k( b
我们想象一下正规、牛逼、跨时代的U卡是怎么样一个应用场景。 & ]! H3 @5 Q' J; A7 V+ A
首先，充值U进去，起码必须得可以在任何ATM机上大额取现，这是最基础的功能。 # }1 |0 S/ B$ d7 H T# v* C
第二各种消费场景都能满足消费，并且不能有手续费，你想想一下，在便利店买包香烟、口香糖，出示U卡APP付款码，直接商家扫描你二维码，扣掉U。
6 P8 E0 S1 s9 g! J" k! x$ p$ ^如果能做到，并且他拥有：
% T3 @5 c1 u3 u6 a" Y# ?) V全球ATM取款 9 x6 T- c" k* E r# B) s
全球网上消费
) Y0 h3 ~1 A5 P: `3 H* n L全球商店消费（POS）零费率 % J$ { g0 P- H2 [/ t4 a4 }
全球转款卡转卡功能
0 G6 i( G) m# G! I! F: D真正做到了惩戒人员、老赖、安全出U所有人都能无缝对接的使用场景。 7 b" w, t. E) H5 A
你觉得你愿意花多少成本弄一张？ ) m! n- _) Q" [3 T6 v
可惜目前还是没有这样划时代的东西。 + D" E- O- q+ \; ~ y& e) ]
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